Death

In this card we see a skeleton in a suit of black suit of armor riding a white horse and holding a flag.  When this card appears in a reading it does not mean the person asking for the reading is going to die - this is hardly the case.  This card does mean that change, perhaps strong and forceful change is coming.  The old way(s) of doing things is over or ending very quickly.

The flag represents a new order, new leadership, or a new way of thinking.  The dead person under the horse with the crown off to one side represents the old way of thinking, the old leadership, the old paradigm.  The religious figure, in gold color, seems to be begging for mercy, or an easing into the new leadership or change.

The two children on the ground, kneeling are interesting.  The younger child is looking directly at the horse and rider, perhaps in a hopeful manner while the older child seems to be repulsed by the situation.  And so it is with change, there are those who seem to embrace change and those who are resistant.

The boat in the water, behind the scene, represents moving forward uninhibited, it seems to be moving at an easy pace, sailing seems to be smooth.

The two towers on the hill, to me, represent a door way, the Sun is setting behind the towers.  The Sun is setting on the day, a new one begins tomorrow - change always is cyclical, much like the Sun.  In my experience this card typically has a positive meaning but whether this card is positive or negative really depends on the question the client has asked.